The healthcare industry has unique needs in designing their employee benefit offerings while facing rising costs and reduced staffing alongside increasingly complex regulatory mandates.  The need for highly skilled individuals make it a necessity for healthcare organizations to offer competitive employee benefit packages utilizing insurance providers with extensive experience with hospitals and healthcare workers. 

The Healthcare Benefits Alliance Trust provides a specialized solution.

The Healthcare Benefits Alliance (HBA) Trust was developed in the early 1990’s in response to initial discussions regarding Health Care Reform in America. Through a collaborative effort with Alexander Benefits Consulting and the HBA Trust, several hospital systems capitalized on group purchasing health and welfare benefits giving them greater negotiation power within the industry. The result?  Better plan designs, lower costs, and rate stability.

Over the past 25+ years, The Healthcare Benefits Alliance Trust has grown to cover over 960 facilities, and provides employee benefits to over 1,000,000 lives.  Moreover, the program has expanded beyond hospitals to include physician groups, other health care industry organizations and universities and colleges.  The strength and scale of the HBA creates opportunities for you to balance risk, control expenses, and increase purchasing power. Alexander Benefits is able to leverage the weight of 1,000,000+ lives to provide HBA clients with lower plan costs, customized benefit designs, long term rate guarantees, and stability in an unstable market. 

Through our expertise, and the scale of the HBA Trust, we can negotiate financial arrangements and multi-year rate guarantees that save our clients on average of 25%.  The Healthcare Benefits Alliance Trust combines the design and underwriting flexibility of a stand-alone company with the clout and stability of a 1,000,000-employee organization. 


Often overlooked aspects of your employee benefit portfolio can yield substantial cost savings while simultaneously improving the benefits you offer. 

  • Group Life Insurance
  • Short and Long Term Disability Insurance
  • Dental Insurance
  • Vision Care
  • Prescription Drug Coverage
  • FSA Administration
  • Executive Benefits
  • Enrollment Communication
  • Voluntary Products
  • Absence Management Services

What This Means for You

  • Higher tolerable loss ratio underwriting equating to lower plan costs
  • Proprietary pricing through Alexander Benefit Consulting’s HBA Trust program
  • Unique relationships with best-in-class carriers
  • Extended rate guarantees well above what a separate entity could receive on their own
  • Reduced administrative fees


At Alexander Benefits Consulting, we have a history of superior performance and unparalleled commitment to our clients.  Our team has a depth of experience within the healthcare market to not only improve your benefit package, but to simplify the administration of your plan.  We value the long term relationships we have built.

Please contact our team of experienced consultants to explore how the Healthcare Benefits Alliance Trust can benefit you and the unique needs of your organization.